Information We Collect

We collect information that you provide directly to us when using our seasonal budget planning services. This helps us deliver personalized financial guidance that adapts to your changing needs throughout the year.

• Personal details including name, email address, and phone number
• Financial information related to your seasonal income patterns and expenses
• Communication records from our consultations and support interactions
• Technical data about how you use our website and services
• Location information to understand regional seasonal financial patterns

How We Use Your Information

Your information helps us provide effective seasonal budget adjustment strategies. We analyze patterns to offer insights that match your specific financial cycles and goals.

• Creating personalized seasonal budget plans that reflect your income fluctuations
• Sending relevant financial tips and seasonal adjustment recommendations
• Improving our services based on common seasonal financial challenges
• Providing customer support for your budget planning questions
• Analyzing regional trends to enhance our seasonal financial strategies

Data Protection and Security

We implement multiple security measures to protect your financial information. Our systems use encryption and secure storage to keep your data safe from unauthorized access.

All financial data is encrypted both in transit and at rest. We regularly update our security protocols and conduct audits to maintain the highest protection standards for your sensitive information.

Sharing Your Information

We don't sell your personal information to third parties. Limited sharing occurs only when necessary to provide our services or comply with legal requirements.

• Trusted service providers who help deliver our seasonal budget planning tools
• Professional partners when you specifically request integrated financial services
• Legal authorities when required by Philippine law or regulatory compliance
• Financial institutions when you authorize specific transactions or account linking

Data Retention

We keep your information only as long as needed to provide services and meet legal requirements. Financial planning records may be retained longer to track seasonal patterns and provide continuity in your budget management.

Personal contact information is retained while you remain an active client. Financial analysis data may be anonymized and retained longer to improve our seasonal adjustment methodologies.

Cookies and Website Data

Our website uses cookies to improve your experience and remember your preferences for seasonal financial planning tools. You can control cookie settings through your browser.

We use analytics cookies to understand how visitors use our financial resources and educational content. This helps us create better seasonal budgeting tools and resources.

Changes to This Policy

We update this privacy policy as our services evolve and regulations change. Significant changes will be communicated directly to active clients via email or account notifications.

Minor updates may be posted on our website without individual notification. We encourage periodic review of this policy to stay informed about how we protect your information.